I collect spores, molds, and fungus. - Dr. Egon Spengler, "Ghostbusters"

Although most people do not share Dr. Spengler's enthusiasm for mold collection, it is an inevitable fact that buildings and structures collect mold. Recent multimillion dollar verdicts awarded in mold claims have thrust mold into the national spotlight. The case that shocked the entire insurance industry and signaled a bellwether for mold-related bad faith claims was Ballard v. Fire Insurance Co.